This company("JGV" on caller ID)called my mother's home phone claiming to be from VISA Card Svc. They offered her a consolidation loan or something else re: her VISA card. They asked for ALL her credit card#'s so they could reduce ALL her cards' APR's to a 5%APR rate. They gave her an 800# for VISA, which I called, that turned out to be an invalid phone# --> When I asked for a valid#, the next phone# was missing a digit. Finally, the company gave her the actual VISA Card Svc ph#.. which I then called.
The person from VISA Card Svc fraud dept. told me that they would never make this kind of call