This scammer calls numbers on the national do not call list in violation of the Telephone Consumer Protection Act. They fail to have an operator on the line when the call is answered, further violating the TCPA, and then play a recording without an operator on the line, still further violating the TCPA. When you do get to an operator, the operator hangs up (after using profanity about the victim) when asked for a physical address and a phone number, information that is not only required by the TCPA, but that any legitimate business would gladly provide to anyone they wanted to do business with. The recording states that the victim has been selected to receive 0% interest and no finance charges on their credit cards for a period of time to save the victim from the required increases in interest rates that Congress has imposed on the credit card companies. This is clearly a scam. Do not provide this scammer with any personal or financial information.