This scammer calls numbers on the national do not call list in violation of the Telephone Consumer Protection Act. They further violate the TCPA by failing to have an operator on the line when the call is answered, and still further by playing a recorded message without an operator on the line. They fail to provide an address or phone number when asked, still further violating the TCPA. Their recording states that the victim has been qualified to have some debt (it isn't clear what, the recording started before the call was answered) reduced automatically by 50% and pay the rest of with 0% interest guaranteed. This is clearly a scam. Do not provide this scammer with any personal information.