This scammer calls numbers on the national do not call registry in violation of the Telephone Consumer Protection Act. They further violate the TCPA by failing to have an operator on the line when the call is answered. In addition, they play a recorded message without an operator on the line to answer questions, further violating the TCPA. Since you cannot get to an operator, they also violate the TCPA by failing to provide a physical address and phone number when asked. Their recording states that the victim has been qualified for a loan of up to $250,000, even though they provide no evidence that they know who they have contacted. No legitimate financial institution contacts loan clients in this manner. This is clearly a scam. Do not provide this scammer with any personal or financial information.