This telephone number 855-403-0967 is a scam. They identify themselves as Guardian Student Aid. They say that you have an outstanding student loan debt. They also say, if you do not act immediately you may be at risk of having a levy placed on you. You have 14 days to respond or may be taken to court for force collection of your loan . They say you should call 855-403-0975 today to learn about possible payment and settlement options. It is from what I found it might be a consolidation program available to you and they say call immediately if you qualify. They are located W 27th Street, New York, NY 10001 .
The only thing was I am 70 years old and have no student loans. It is a scam don't be fooled.