A message was left on my voice mail to call re "card number ending in xxxx." I called Citicard immediately as I did *not* recognize the 4-digit number. It is the number for an old, old card! Citicard said that, if they had a question about a recent transaction in calling me they would have **not** used the old number. Citicard then told me that this was a PHISHING call.
Always call the number on the back of your card *****FIRST***** !!! Save yourself some trouble.