This company calls numbers on the national do not call registry in violation of the Telephone Consumer Protection Act. They use an automated dialer to dial and do not have an operator on the line when the phone is answered, also in violation of the TCPA. They further violate the TCPA by playing a recorded message without an operator on the line. They claim that you are being called because you requested their call about no obligation loans and reduced loan rates, which is not true. Their operators will provide a phone number and address when asked, but there is no good way to verify that 646-757-4125 is really the phone number of the caller (it doesn't match the caller id) or that 160 Pearl Street, New York, New York is really their address... With their use of unsolicited calls, and at least two additional violations of the TCPA, it is clear that this is a scam, probably trying to get personal information to commit identity theft. Do not provide these scammers any personal information.