They called me too, they were very aggressive and not professional at all. They wouldn't take a check by phone "because I've been burned before". So, I don't do it anymore. I found it strange that it was her decision and not a "policy" of the company I .This was a red flag for me. Secondly, she said my last payment made was in 2009. I believe i have not had this credit card since 2001. Also offered me a settlement for 1 payment only "take it or leave it" for a ridiculously low amount. She asked me for my last 4 digits of my ss #. I stupidly gave it to her. She then repeated the whole #, so I thought... just maybe legit. There were just too many things that were too FISHY to be comfortable giving up my credit card info. I never heard such an aggressive approach and such a non professional person in 30 years I've been in business. I really don't know if this is legit. If there was some proof to me this is not a scam (calling me cold-2x)She would have had 1/2 the money at that time and 1/2 the money in 2 weeks as agreed upon. I can't just give my info. not knowing who REALLY is on the other line. They have no web-page, they are not on google as a collections agency. So, I believe it is reasonable for me to assume this is a scam. I am a restauranteur and work hard for the little I have, I have 2 kids in college and pay my taxes (sometimes a little late) but, I DO pay!I have payed child support for 14 years and have a son in the US Marine Corps. I am an American, and I deserve to be treated as such!! If this is not a scam, hopefully a judge will see I am trying the best I can. If this is a scam....God help your souls!!