The people calling from 866-873-9774 are debt collecting scam artists. they are not legit. They have done the same thing with me.. My wife has a payday loan with checkNGo and due to not getting my taxes back like originally thought was not able to pay back the few payday loans my wife and I have, now we have a child and are unable to pay. We are filing for bancruptsy to get rid of all this debt... 866-873-9774 calls me 5 or more times a day, half the time the number is there and half the life the guy calls from a blocked number.. He tells my wife that he wants our address so he can serve us papers for a check fraud debt, and refuses to give out his name or job title, and gets very offensive when we ask saying he doesn't have to give us anything.
He tells us to contact a law firm at 866-873-9774 and gives us a claim number. Note that if he was a legit debt collector by law he has to give his name.. When we call the 866 number and give them our claim # they tell us they are collecting on a debt and we can either make a payment by debit card or they demand us to give them our address so they can serve us court papers. We asked them to send us a proof of debt verification letter in the mail outlining the debt we owe and they refused saying if we want the information they have to come to our front door or place of employment to serve us the papers.. THIS IS ILLEGAL! By law if you ask for a debt verification letter if they are a legit payday lender or debt collector they MUST send you a verification letter in the mail, in which you have 30 days to respond to why you are not paying.. They also refuse to give us their address.. They have been calling our friends and family members (how they got their info we have no idea), telling them that we owe debt and if we do not want to go to court and face jail time we must give them our address immediately.. THIS IS ALSO IILEGAL. By law a debt collector may not contact friends or family and tell them that you owe debt.. Threatening jail time is also illegal.. Do this.. Write down all of their information you can possibly acquire, which would be the phone number and if possible the number and name of the "Law Firm" the fake collector is trying to get you to contact.. And trust me the law firm he or she wants you to contact is indeed fake..
Report their names and numbers to the FTC and your states district attorney general.. Go to debtcollectorshateus.com and give them the entire story, if they are doing a