6 Posts, 4 Replies
A friend of mine was contacted by this number. Same story, she was told she owed for a payday loan she never took out. I worked fraud protection as my first job, so I knew immediately that the story does not add up! He threatened her with jail time and asked her to prepaid documents for court. Unsecured loans like this do not go to court, much less jail, the worst any creditor can do is hurt your credit if you don't pay. In fact the supposed 'loan' does not show up on her credit bureau either. This is definitely a scam.
If anyone is still in doubt about the validity of this it's easy to check. get a free credit report from here: https://www.annualcreditreport.com/cra/index.jsp (use this link, this one is free government mandated, the rest try to get money). If the loan you supposedly owe doesn't show up then it's a scam simple as that.