They call my husband's cell phone in the evenings and leave a voice message with their business hours - 8:00 a.m. to 5:00 p.m. They called last nite at 5:45 p.m. I called them this morning and FINALLY got a live person who informed me it was the number for TELLE RECOVERY (a debt recovery company) and then told me it was for two accounts. The person I spoke with was very nice so I told her to give the company the message that we had responded, that these accounts had been turned over to a credit counseling service, and for them not to call us again. She said she would. We'll see.