Some Indian guy called and said I was approved for a loan with Payday America. I said I never applied for a loan. He said I was picked randomly and that the loan was approved. I said No Thanks and hung up. I called back to find out if the number was legit and the same Indian person answered. I hung up on him. He immediately called me back and again asked for me and said I was approved for a loan. I told him I never applied for a loan and if he doesnt stop calling me I will report him and hung up.