This scammer calls numbers on the national do not call registry in violation of the Telephone Consumer Protection Act. They further violate the TCPA by failing to have an operator on the line when the call is answered, and still further violate the TCPA by playing a recorded message without an operator on the line the pause or stop the recording and answer questions. They continue to violate the TCPA by refusing to provide a phone number when asked, and still further by hanging up when asked for a physical address - both of which they are required by the TCPA to provide if asked. Their recording claims that this is your second and final notification that you are eligible for discounted rates on your credit cards, and that it is urgent that you speak with them. This is clearly a scam, as 100% of legitimate companies would gladly provide address and phone number, but also because a decision like the one they are asking you to make will require research, decision time, and a call back. This is clearly a scam. Do not provide this scammer with any personal or financial information.