i called 844-619-1816 three times today. once at 8am and i got a cellphone voice mail. 8:30am same. 9:00am got a lady who said she just got into the office and i need to "hold up a min". I nicely said to take her time. she asked my name and i provided it. she did not ask me to verify any information...in fact she states my whole SS# over the phone. i could of very well been the wrong person. there is state standard requirements that true collection agencies need to abide by...how would i know you say.......i work with a company that works with high end complaints that include CFPB,FDCPA,Lawsuits and AG. so when i asked the basic question as to who they were and who was the original creditor i was met with hostility, foul language, legal threats, and i dont know what i'm talking about. she advise me to google them. i advised her to google my company and to cease and desist all actions at this time and i would be filing a CFPB complaint or they can provide me 1. validation of debt 2. Authorization to collect letter 3. copy of contract or E-signature and 4. their physical address. she began to scream and told me F.U....well, i have filed that complaint and the call was recorded because well......that's my job...to catch scammers....