This is a scammer trying to collect on closed out debts from 20 years ago. Call and says that charges were filed against you and they can stop these charges for a small fee. LOL I couldnt get my checkbook out fast enough. Tells you to call 888-510-3257 for more info. Do a google search for that number and youwill find out the truth about this call. BOGUS SCAMMERS just trying to scare you. If it were a legit collector, they would need to send you the details by mail first...........