This company places calls to numbers on the national do not call registry in violation of the Telephone Consumer Protection Act. They further violate the TCPA by not having an operator on the line when the phone is answered, using an automated dialer without an operator on the line when the phone is answered, and playing a recorded message without an operator to pause or stop the recording and answer questions. The recording says that this is your final notice about getting your credit card interest rates lowered. When you get to an operator, they further violate the TCPA by hanging up rather than providing a phone number or physical address when asked. This is clearly a scam trying to get credit card information from unsuspecting consumers. Do not provide this scammer any personal information.